professionalreferrals – Blogs on financial planning and financial advising
From children’s sports activities and home renos to simply driving around, life is about to get more expensive in Ontario. BY TINA TEHRANCHIAN On July 1, the Ontario government will introduce the new Harmonized Sales Tax (HST). This means that certain…
Selecting between a RRIF or an annuity could be your most important retirement decision. RRIFs are now favoured over annuities by most retirees contemplating their RRSP maturity options. In making the decision between a RRIF and an annuity, the following…
Now that the kids are back to school, it’s a great time to talk about the recent changes to Registered Education Savings Plans (RESPs). Changes to RESPs at both the federal and the provincial level, make RESPs a more attractive…
You may be thinking about those spring-time projects that you will need to tackle this year, like landscaping the garden, rebuilding a patio or fence, changing older windows and doors, a new roof, or even remodeling your basement, kitchen or…
In early 2007, Ian Wright, a lawyer and partner at Scott, Petrie, Brander, Walters & Wright LLP, in London, Ontario approached our firm with an insightful query. Ian, an employment lawyer, believed that the way employee benefits had been valued by…
Imagine one day you have a massive heart attack and can’t come to work for weeks. What would happen to the day to day operation of your business? Who would pay the wages, write the cheques to pay the bills,…
Far too often, going to an estate planning seminar is like watching paint dry because the information is too technical and tax driven. Earlier this year, I was part of an estate planning session that focused on more unconventional estate…
Some time ago I received an e-mail from the chief financial officer of a New York-based software company that had just bought a Canadian firm with 200 employees. They were asking for a resource to set up an equivalent to…