Professional Referrals

professionalreferrals – Blogs on financial planning and financial advising

What the HST means to you

What the HST means to you

From children’s sports activities and home renos to simply driving around, life is about to get more expensive in Ontario. BY TINA TEHRANCHIAN On July 1, the Ontario government will introduce the new Harmonized Sales Tax (HST). This means that certain…

RRIFs vs Annuities?

RRIFs vs Annuities?

Selecting between a RRIF or an annuity could be your most important retirement decision. RRIFs are now favoured over annuities by most retirees contemplating their RRSP maturity options. In making the decision between a RRIF and an annuity, the following…

Value of Home Improvements

Value of Home Improvements

You may be thinking about those spring-time projects that you will need to tackle this year, like landscaping the garden, rebuilding a patio or fence, changing older windows and doors, a new roof, or even remodeling your basement, kitchen or…

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